API and Open Banking Security: When Interconnectivity Becomes a Systemic Financial Risk
1.0 Introduction API-driven platforms now form the digital backbone of the global financial system. Payment processing, account aggregation, embedded finance, digital lending, and open-banking ecosystems all depend on continuous data exchange between banks,fintechs, and third-party providers. This architecture has accelerated innovation-but it has also expanded attack surfaces at a speed most institutions are struggling to […]
Real-Time Fraud, Deepfakes, and Synthetic Identities: The New Trust Crisis in Digital Banking
1.0 Introduction Digital banking has entered a new risk phase. Real-time fraud powered by deepfakes and synthetic identities is no longer an edge case- it is rapidly becoming a core threat to trust, liquidity, and customer confidence. In a world of instant paymentsand frictionless onboarding, fraud now succeeds at the point of authorization, not after […]
Next-Generation Ransomware and Multi-Extortion: Why Banks Must Rethink Cyber Resilience
1.0 Introduction Banks are operating in an environment of sustained cyber pressure. Digital transformation has delivered speed, scale, and customer convenience, but it has also produced highly interconnected ecosystems spanning core banking platforms, APIs,payment rails, cloud workloads, and third-party services. Each connection expands operational capability-and the attack surface adversaries can exploit. At the same time, […]
AI-Driven Cyber Attacks in Global BFSI: Why 2026 Will Redefine Financial Security
1.0 Introduction The defining cybersecurity question for 2026 is no longer whether financial institutions will face AI-driven cyber attacks, but whether their defenses can evolve fast enough to keep pace. Artificial intelligence has become a dual-use force withinthe Banking, Financial Services, and Insurance (BFSI) ecosystem-powering innovation on one side while dramatically amplifying attacker capability on […]
GRC Implementation in Bangladeshi Enterprises
“Governance, Risk, Compliance — Cultivating Corporate Confidence” Introduction In today’s rapidly changing regulatory and digital landscape, enterprises must rethink how they manage governance, risk, and compliance (GRC). A well-structured GRC framework has become essential — not only to meet regulatory obligations but also to thrive in an increasingly competitive and uncertain environment. As organizations embrace […]
Digital Governance and Security in Government e-Services
“Guarding Governance, Securing Services” Introduction Government e-services rely on secure, efficient, and trustworthy digital operations. Digital governance and security form the foundation of this ecosystem—ensuring both service effectiveness and the protection of sensitive public data. Implementing these frameworks requires strategic leadership, technical expertise, and careful planning to balance innovation with security. Understanding Digital Governance and […]
Data Localization Mandates and Their Business Impacts
“Data Localization Drives Domestic Data Discipline” Introduction Data localization refers to laws requiring that data generated, collected, or processed within a country’s borders must remain stored and/or processed domestically. Often, these regulations prohibit cross-border data transfers without explicit authorization from designated authorities, such as data protection agencies, sectoral regulators, or national security institutions. Commonly affected […]
Strengthening Cyber Defense Through Public-Private Partnerships
“Cyber Defense with Public-Private Power” Introduction Cyber Defense encompass the strategic, technological, and operational measures especially needed to safeguard digital assets against unauthorized access, disruption, or attack. In an era where digital threats are escalating in both scale and sophistication, cybersecurity has become a national imperative. From individual users to critical infrastructure, every facet of […]
Cloud Security Challenges in Regulated Financial Sectors
“Cloud Security: Shielding Sensitive Systems Seamlessly” As financial institutions accelerate their migration to cloud platforms, they face a dual imperative. This is as in safeguarding sensitive data while maintaining unwavering compliance with complex regulatory frameworks. In this high-stakes environment, cloud security is not just a technical necessity. Rather it is a strategic enabler of trust, […]
National Cybersecurity Framework: A Model for Resilience
“Safeguarding Nations Through National Cybersecurity Framework” Introduction In today’s rapidly evolving digital landscape, cyber threats are growing in both complexity and scale. The National Cybersecurity Framework (NCF) serves as a critical strategic and operational blueprint designed by governments to protect national digital infrastructure, manage cyber risks, and build cyber resilience. It is central to safeguarding […]